Accident insurance

Accident insurance distinguishes between occupational and non-occupational accidents.

Occupational accident insurance (BU)

All employees whose salaries are subject to social insurance contributions must be insured against occupational accidents. This insurance covers medical expenses and daily allowances, provides accident-related disability benefits and supports surviving dependents following the death of the insured person.

Eligible employees at ETH Zurich are insured by the external page Swiss National Accident Insurance Fund SUVA against the consequences of occupational accidents. The insurance premium is paid by ETH Zurich.

Non-occupational accident insurance (NBU)

Non-occupational accident insurance covers the financial consequences of accidents outside work. An employee working at least 8 hours for the same employer is also insured against non-occupational accidents. Decisive are the number of effectively performed work hours over a longer period of time.

As the employer, ETH Zurich pays one third of the premium for non-occupational accident insurance, with the employee paying the remaining two thirds.